Should You Really Pay with Your Phone?

Technology has made pretty much everything easier, even paying for items. Although it is easier to pay with your phone, is it really smart to do it?

How nice is it that technology has advanced so much that you do not even have to get your wallet out to pay anymore? Technology has made many aspects of our lives easier than we ever though possible but that does not mean that all of them are the safest ways to do things. Paying with your phone might be extremely convenient but before you make it a habit, there are a few things you should consider if you want your money and personal information to be kept as safe as possible.

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How Reliable is the App

The app that you are using to pay with your phone would be assumed to be safe. However, you should never assume anything and every app has its own vulnerabilities. Before you use any app, you need to make sure that it is one that you would trust. You will be putting in some very sensitive information such as your banking account, your credit card information, and more. Before you let them have access to all of it, take the time to vet the app and the company that supports it. Are other people happy with the app? Is it secured? You also need to check for the app permissions and their privacy policy. Make sure that they only have access to the information they need and not everything on your phone.

Protect Your Phone

Once you have decided on an app that you can trust, you need to be extra careful about keeping your phone secure. If your phone ends up in the wrong hands, you are essentially giving them all of your personal and account information so they can take all of your money and steal your identity. It is extremely important to set up a password on your phone and on the app, if it is allowed. Make sure the passwords are not the same. Also, consider ensuring that you use a strong password that can not be easily guessed and never share the information with anyone. Keep a close eye on your phone and never leave it unattended or unlocked.

Use Secure Networks

Even if your phone and the app are very secure, you do not want to risk using your phone if you have to connect to a network that is not secure. Cyber criminals are known to use unsecured networks to get valuable information and hack devices. Do not use public Wi-Fi if you can help it and never connect to a network that you are not sure about. Instead, use your mobile network and ensure it has a password before sharing information through it.

Even by taking all of these precautions, there is still no guarantee that your information will remain safe. You should always keep your app up to date in case there was a patch to keep everything more secure. Also, you should keep an eye on your bank statement and phone statement every month to ensure that there haven’t been any hacks on your personal information. For more information about keeping your data secure in Texas, be sure to contact McLane Intelligent Solutions via (866) 551-4628 or